ROOFING CONTRACTOR: This Is What Professionals Do

0 Comments

There is no such thing as being over protective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the guidelines to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every once in a while. That’s why it is critical to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their employees decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your home or building this is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

energy savings : You hire a new roofing company to focus on your roof. A couple of months later you notice a leak. You make an effort to contact the company, but can’t find their information. You make an effort to look them up by their business license and you also find that there is never a small business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and an over-all roofing license to set up a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof without a roofing license should they have a general contractor license. However, there were many cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners and also home owners. It is perfect for a general contractor to have a roofing license along with their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor since they were operating illegally. You can then find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover your contractor didn’t pay his supplier and that you are now responsible for that payment. This has happened and can happen to you.

Solution: Make sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to safeguard the house or building owner from paying twice. In the event that you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts